Child Savings Plan

529 plans come with many rules and restrictions that include taxes and penalties. Index universal life insurance is a great way to save for your child's future without paying a lot of taxes and restrictions. You can start saving for your child's future today! We'll be happy to help you design a plan that works for your ceverage and budget needs.

Benefits of using index universal life as a child savings plan include:

• Has both a living and a death benefit.
• Will gain interest.
• There is no market risk; you won’t lose money.
• Cash value is tax-free.
• Interest is tax deferrable.
• Benefit and premiums are flexible, not fixed.
• No restrictions on what you can or cannot use money for.
• No penalties if used for purposes other than education.

To find out more about these benefits and receive a free quote, fill out the form to the right or call today!

Note: Not all benefits are available in every state. Please ask your insurance specialist for more details.