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The Benefits of Insurance

Who Needs Life Insurance?

Although many people believe that single people or people with a lot of money don’t need life insurance, the truth is that everyone can benefit from life insurance coverage. As much as we hate to believe it, we can’t live forever and we can’t predict when the end will come. Everyone passes away, and when we do we leave behind bills and expenses that our surviving family and friends have to take care of.

Funeral, cremation, and/or burial expenses average between $10,000 and $30,000; this can place a huge financial burden on the family and friends when a person passes away. The average person also has student loan debt, credit card debt, a mortgage, and car payments that family members will also have to take care of when the person passes away. Life insurance can cover the funeral, cremation, and/or burial expenses and that will be left behind.

Another concern that people often have is having money to leave behind for their beneficiaries. With life insurance, you can choose a coverage amount that will allow your family to cover your final expenses and have money left over to use for themselves.

Life insurance sounds great, but how much does it cost? The average American over estimates the cost of insurance by three times the actual cost. The cost of insurance premiums depends on your age, health, tobacco use, the type of policy, and the coverage amount. Although it sounds intimidating, Family Protection Center agents can help you custom design a plan that meets your coverage needs and fits your budget. Our agents can also provide you with a free quote, so you’ll know what cost to expect before you purchase a policy.

Although it’s unpleasant to think about what would happen to your family and friends when you pass on, it’s important to plan ahead so that your family won’t end up with a financial burden along with the grief of your death. Here at Family Protection Center we’re dedicated to making sure that everyone has quality coverage they can afford. Let us protect your family!

Fill out a free quote to the right of the page to speak to one of our insurance specialists or check out some more benefits by visiting our insurance benefits page.

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