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The Benefits of Insurance

Cremation vs. Burial Costs

When making the important decision of whether you’d like to be cremated or buried when you pass away, price may play a role in your decision. Many people believe that cremation is drastically cheaper than burial, but that isn’t always true; the cost depends on the location of the funeral or memorial and what the deceased’s wishes were. Many people often underestimate the costs of final expenses as well.

Traditional funeral arrangements include a coffin, wake service, a funeral or memorial service, a graveside service, a burial plot, flowers, and a headstone. All of these things along with the embalming, obituary notices, and guestbooks usually cost more than $10,000. The cost is even higher if the deceased is transported from one place to the funeral or burial site. Many families are unprepared for these expenses when a loved one passes away suddenly.

Although cremation services are usually less expensive than embalming and burial services, there are other expenses that could add up quickly. An urn can cost anywhere from $80 to $2,000 and memorial plaques and columbarium niches can cost thousands. Memorial services, flowers, obituary notices, and guestbooks are also costs to be considered. If the deceased wished for their ashes to be in a different location from where they passed away, the cost of the trip will have to be factored into the expenses as well. Cremation arrangements can cost anywhere from $3,000 to well over $10,000.

But what if the cost didn’t have to be a factor in your decision of final arrangements? You could have the final arrangements that you want without having your family struggle to pay for it. That’s the coverage that final expense insurance can offer. We offer plans that will cover cremation expenses or burial costs. You can have peace of mind knowing that your final arrangements will be taken care of.

If you’re interested in final expense insurance coverage, visit our cremation insurance page, or our final expense insurance page. You can also just fill out the form to the right, or give us a call. We’ll be happy to help you find affordable coverage that meets all of your needs.

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